You might need more health insurance coverage than Medicare offers. AARP® Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company (UnitedHealthcare), feature a variety of plans to choose from to help fit your needs.
Depending on the plan you choose, a standardized Medicare supplement plan helps pay some of the out-of-pocket costs for Medicare-covered services.
Get the information you need to choose an AARP Medicare Supplement Insurance Plan that may meet your needs. Call today.
Licensed Insurance Agents Contracted with UnitedHealthcare Insurance Company
|AARP Medicare Supplement Highlights Include:|
|Cost||Competitive rates that help manage some of your out-of-pocket costs.|
|Plan Options||Variety of plans available.|
|Flexibility||Change to another AARP Medicare Supplement Plan at any time*.|
|All Medicare Supplement Plans Offer:|
|Doctor Choice||Select your own doctors and hospitals, as long as they accept Medicare patients.|
|Access||See specialists with virtually no referrals needed.|
|Convenience||Virtually no claim forms to file.|
|Guaranteed Coverage for Life||As long as you continue to pay your premium when due and you don't misstate one or more material facts when you apply for this plan, your plan automatically renews from year to year.|
|Freedom||Insurance that travels with you anywhere in the U.S.|
The following chart lists the AARP Medicare Supplement Insurance Plans available. Use it to help you decide which plan best meets your needs.
Medicare supplement insurance plans offer benefits and features designed to meet a variety of needs. Basic benefits are included in ALL plans:
|Inpatient Hospital Care: Covers the Part A coinsurance plus coverage for 365 additional days after Medicare coverage ends.|
|Medical Costs: Covers the Part B coinsurance (generally 20% or more of the Medicareapproved amount) or copayments for hospital outpatient services once the Part B deductible is met. Plans K, L and N require insureds to pay a portion of Part B coinsurance or copayments.|
|Blood: Covers the first 3 pints of blood each year.|
|Part A (Hospitalization) coinsurance plus 365 additional hospital days after Medicare benefits end||✔||✔||✔||✔||✔||✔||✔|
|Part B (Medical) coinsurance or copayments||✔||✔||✔||✔||50%1||75%1||Copay2|
|Blood first 3 pints each year (Medicare pays costs after 3 pints)||✔||✔||✔||✔||50%||75%||✔|
|Hospice Care coinsurance||✔||✔||✔||✔||50%||75%||✔|
|Skilled Nursing Facility Care coinsurance||✔||✔||50%||75%||✔|
|Part A Deductible||✔||✔||✔||50%||75%||✔|
|Part B Annual Deductible||✔||✔|
|Part B Excess Charges3||✔|
|Foreign Travel emergency (up to plan limit)4||80%||80%||80%|
|2016 Out-Of-Pocket spending limit||$4,960||$2,480|
|1||EXCEPTION: Plans K and L will pay 100% of Part B coinsurance for preventive services covered by Medicare.|
|2||NOTE: Plan N pays Part B coinsurance or copayment except for an insured copay of up to $20 for each doctor’s office visit and up to $50 for each emergency room visit (emergency room copay waived if admitted as inpatient).|
|3||NOTE: Under Ohio law, a physician may not charge or collect fees from Medicare patients which exceed the Medicareapproved Part B charge. Plan F pays benefits for excess charges when services are rendered in a jurisdiction not having a balance billing law.|
|4||Beneficiaries must pay a separate deductible for a foreign travel emergency ($250 per year) and a lifetime maximum benefit of $50,000 applies.|
*However, if you choose to change to another insurance carrier, restrictions and/or underwriting for current health status may apply.
You don’t need to be an AARP member to call, but you DO need to be a member to enroll.
AARP endorses the AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company. UnitedHealthcare Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers.
AARP does not employ or endorse agents, brokers or producers.
Insured by UnitedHealthcare Insurance Company, Horsham, PA. Policy form No. GRP 79171 GPS-1 (G-36000-4). In some states plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease.
Not connected with or endorsed by the U.S. Government or the federal Medicare program.
This is a solicitation of insurance. A licensed insurance agent/producer may contact you.
Call a licensed insurance agent/producer at the telephone number in this advertisement for complete information, including benefits, costs, eligibility requirements, exclusions and limitations.